Ready
Self-custody Mastercard for spending USDC on Starknet
Ready (formerly Argent) is a self-custodial crypto debit card on Starknet. Funds stay in your own wallet until a payment, when USDC is converted to fiat. Two tiers: free Ready Lite (0.5% cashback, 1% FX) and Ready Metal (120 USDC/yr) with 3% STRK cashback and 0% FX.
Referral disclosure: no referral link is currently used for this card.
01
Availability
Provider eligibility can depend on residence, citizenship, and account-specific checks.
Regions
Countries
Excluded countries
US person support
02
Funding compatibility
Assets and networks listed by the provider for funding or spending.
Supported assets
Supported chains
03
Top-up options
How funds may reach the card balance, including supported currencies, stablecoins, and networks.
Top-up methods
Supported currencies
Supported stablecoins
Top-up chains
Notes
04
Card tiers
Fees, commitments, network tier, and reward categories can differ within one card program.
Ready Lite
Mastercard Standard
Requirement summary
Free tier. No monthly fee or lockup listed.
Costs and access
Monthly fee
Issuance fee
Token lockup
Lockup amount
Subscription
Minimum balance
Rewards
Base cashback
Cashback cap
General cashback
0.5%Cap: Unknown / needs verification
Conditions: Free tier. Physical card shipping is a $6.99 one-time fee.
Cashback programs
Ready Lite cashback
General cashback · Reward asset: STRK
Value basis: unknown · Calculation: marginal
Merchant categories: Unknown / needs verification
Eligible spend: Unknown / needs verification
Exclusions: Unknown / needs verification
| Band | Cashback | Spend from | Spend to | Period | Cap | Conditions |
|---|---|---|---|---|---|---|
| Base cashback | 0.5% | Unknown / needs verification | No stated limit | transaction | Unknown / needs verification | Unknown / needs verification |
Cap: Unknown / needs verification
Conditions: Reward token marketed in-app as Ready Points; Metal launch post states rewards are paid in STRK. Token for Lite not separately confirmed.
Confidence: low
Last verified: 2026-06-26
Source: Open reward source
Cash-equivalent benefits
Caveats
Cashback cap needs verification.
Some reward caps or conditions need verification.
This tier is marked as needing verification.
Tier availability or benefits may vary by region.
05
Fees
Unknown values remain visible and should be checked against current provider terms.
Monthly fee
Issuance fee
FX fee
Crypto conversion fee
ATM fee note
06
Features
Card format and wallet support can vary across regions and devices.
Virtual card
Physical card
Apple Pay
Google Pay
ATM withdrawals
07
Program-level rewards
These high-level notes supplement the tier-specific reward details above.
Cashback
Reward asset
Lockup requirement
Reward cap
Notes
08
Data sources
Use primary provider pages to verify the latest eligibility, pricing, and reward terms.
Official link
Fees link
Eligibility link
Rewards link
Last verified date
Source quality
Keep the data honest
Report outdated information
Send the corrected claim and a primary provider source for editorial review.
Information only. Always verify terms before applying.