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MASTERCARD
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UR
Valid From
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publishedNeeds verification

UR

Swiss-regulated crypto neobank with a Mastercard debit card

UR (by Mantle) is a crypto-first neobank offering Swiss IBAN accounts and a Mastercard debit card spanning fiat and stablecoins. Not available to US persons.

Hybrid custodyMastercardApple PayPhysical cardNo lockup

Referral disclosure: no referral link is currently used for this card.

01

Availability

Provider eligibility can depend on residence, citizenship, and account-specific checks.

Regions

EU

Countries

Unknown / needs verification

Excluded countries

US

US person support

Not supported

02

Funding compatibility

Assets and networks listed by the provider for funding or spending.

Supported assets

USDe

Supported chains

Ethereum, Arbitrum, Mantle

03

Top-up options

How funds may reach the card balance, including supported currencies, stablecoins, and networks.

Top-up methods

Bank transfer, Stablecoins, Crypto assets, Fiat balance

Supported currencies

USD, EUR, CHF, CNH, SGD, JPY, HKD

Supported stablecoins

USDe

Top-up chains

Ethereum, Arbitrum, Mantle

Notes

Fiat rails: SWIFT, SEPA, SIC. Crypto rails at launch: Ethereum and Arbitrum (Base and Mantle Network announced). Personal Swiss IBAN.

04

Card tiers

Fees, commitments, network tier, and reward categories can differ within one card program.

entry

Basic

Mastercard Standard

Needs verification

Requirement summary

Free tier. No monthly fee or lockup listed.

Costs and access

Monthly fee

0 (billing currency not specified)

Issuance fee

Unknown / needs verification

Token lockup

Not required

Lockup amount

Unknown / needs verification

Subscription

Not required

Minimum balance

Unknown / needs verification

Rewards

Base cashback

Unknown / needs verification

Cashback cap

Unknown / needs verification
Unknown / needs verification

Cashback programs

Cashback data unknown / needs verification

Cash-equivalent benefits

No cash-equivalent benefits listed.

Caveats

Issuance fee needs verification.

This tier is marked as needing verification.

Tier availability or benefits may vary by region.

05

Fees

Unknown values remain visible and should be checked against current provider terms.

Monthly fee

Free (Basic); Pro membership available (fee not disclosed)

Issuance fee

Unknown / needs verification

FX fee

Low-fee multi-currency conversion (exact rate not disclosed)

Crypto conversion fee

Low fees on crypto-to-fiat conversion (exact rate not disclosed)

ATM fee note

Unknown / needs verification

06

Features

Card format and wallet support can vary across regions and devices.

Virtual card

Unknown / needs verification

Physical card

Available

Apple Pay

Supported

Google Pay

Supported

ATM withdrawals

Unknown / needs verification

07

Program-level rewards

These high-level notes supplement the tier-specific reward details above.

Cashback

Unknown / needs verification

Reward asset

USDe

Lockup requirement

Not required

Reward cap

Unknown / needs verification

Notes

Up to 5% APY on USDe held in the UR wallet (Ethena partnership) — savings yield, not card-spend cashback. Referral: referrer and referee each earn $5 after KYC + a $5+ transaction (no cap).

08

Data sources

Use primary provider pages to verify the latest eligibility, pricing, and reward terms.

Official link

Fees link

Unknown / needs verification

Eligibility link

Rewards link

Unknown / needs verification

Last verified date

June 26, 2026

Source quality

official
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