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Avici

Self-custodial USDC-secured Visa card.

A self-custodial crypto neobank: hold USDC in a smart-contract wallet and spend through a Visa secured credit card, with purchases auto-deducted from your USDC balance and funds withdrawable anytime.

Self-custodyVisaApple PayPhysical cardNo lockup

Referral disclosure: no referral link is currently used for this card.

01

Availability

Provider eligibility can depend on residence, citizenship, and account-specific checks.

Regions

US, LATAM, APAC, MEA, Africa

Countries

United States, Antigua & Barbuda, Argentina, Australia, Bahamas, Barbados, Bangladesh, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, Suriname, Thailand, Trinidad and Tobago, Turks & Caicos Islands, United Arab Emirates, Uganda, Uruguay, Zambia

Excluded countries

Belarus, China (Mainland), Cuba, India, Iran, Iraq, Israel, Myanmar, Nepal, Nicaragua, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venezuela, Vietnam

US person support

Supported

02

Funding compatibility

Assets and networks listed by the provider for funding or spending.

Supported assets

USDC

Supported chains

Ethereum (EVM), EVM L2s, Solana

03

Top-up options

How funds may reach the card balance, including supported currencies, stablecoins, and networks.

Top-up methods

Bank transfer, Stablecoins, Crypto assets, Fiat balance

Supported currencies

Unknown / needs verification

Supported stablecoins

USDC

Top-up chains

Ethereum (EVM), EVM L2s, Solana

Notes

Credit is created by topping up USDC (minimum $1). The card contract is on EVM; Solana deposits are auto-bridged in the background. Any token is accepted for top-up, but only USDC creates spending credit. Virtual bank accounts auto-convert incoming fiat to USDC. No top-up fees; no gas costs on EVM L2s.

04

Card tiers

Fees, commitments, network tier, and reward categories can differ within one card program.

premium

Signature

Visa Signature

Requirement summary

Free tier. No monthly fee or lockup listed.

Costs and access

Monthly fee

0 (billing currency not specified)

Issuance fee

30 (billing currency not specified)

Token lockup

Not required

Lockup amount

Unknown / needs verification

Subscription

Not required

Minimum balance

Minimum top-up $1 (USDC) to create spending credit.

Rewards

Base cashback

Unknown / needs verification

Cashback cap

Unknown / needs verification
Unknown / needs verification

Cashback programs

Cashback data unknown / needs verification

Cash-equivalent benefits

No cash-equivalent benefits listed.

Caveats

No tier-specific caveats are currently listed.

05

Fees

Unknown values remain visible and should be checked against current provider terms.

Monthly fee

Free

Issuance fee

Platinum: first virtual card free for new customers (then $10 one-time); physical $50 one-time. Signature: virtual $30 first year then $20/year; physical $75 then $20/year.

FX fee

0% Avici markup; Visa charges ~1% FX on non-USD transactions plus a ~0.4-1% cross-border fee.

Crypto conversion fee

None documented; spend is auto-deducted from your USDC balance.

ATM fee note

ATM limits apply to both tiers; declined/balance-inquiry fees apply on Platinum only ($0.60 each).

06

Features

Card format and wallet support can vary across regions and devices.

Virtual card

Available

Physical card

Available

Apple Pay

Supported

Google Pay

Supported

ATM withdrawals

Supported

07

Program-level rewards

These high-level notes supplement the tier-specific reward details above.

Cashback

Unknown / needs verification

Reward asset

Unknown / needs verification

Lockup requirement

Not required

Reward cap

Unknown / needs verification

Notes

No cashback / rewards-token program. Signature tier provides Visa Signature perks (lounge access, airport pickup/drop, travel insurance, complimentary movie tickets).

08

Data sources

Use primary provider pages to verify the latest eligibility, pricing, and reward terms.

Official link

Eligibility link

Rewards link

Unknown / needs verification

Last verified date

June 22, 2026

Source quality

official
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