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VISA
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BASED
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publishedNeeds verification

Based

Spend on-chain crypto with a Visa card, earn cashback in $BASED.

Based is a crypto super app whose Visa card auto-converts your on-chain balance to fiat at the point of sale. Cards are unlocked by locking $BASED; cashback and rebates are paid in $BASED. Not available to US persons.

CustodialVisaApple PayPhysical card

Referral disclosure: no referral link is currently used for this card.

01

Availability

Provider eligibility can depend on residence, citizenship, and account-specific checks.

Regions

EU, UK, LATAM, APAC, MEA, Africa

Countries

Unknown / needs verification

Excluded countries

United States, China, India, Iran, North Korea, Russia, Syria, Cuba, Afghanistan

US person support

Not supported

02

Funding compatibility

Assets and networks listed by the provider for funding or spending.

Supported assets

USDT, USDC, XSGD

Supported chains

Solana, Arbitrum, Polygon, Hyperliquid

03

Top-up options

How funds may reach the card balance, including supported currencies, stablecoins, and networks.

Top-up methods

Crypto assets, Stablecoins

Supported currencies

Unknown / needs verification

Supported stablecoins

USDT, USDC, XSGD

Top-up chains

Solana, Arbitrum, Polygon, Hyperliquid

Notes

Fund the card from Solana, Arbitrum, Polygon, or Hyperliquid. On-chain balance auto-converts to local fiat at point of sale.

04

Card tiers

Fees, commitments, network tier, and reward categories can differ within one card program.

premium

Based Gold

Visa Platinum

Needs verification

Requirement summary

Requires locking 100,000 BASED.

Costs and access

Monthly fee

0 (billing currency not specified)

Issuance fee

0 (billing currency not specified)

Token lockup

Required

Lockup amount

Lock 100,000 $BASED to unlock the Based Gold tier.

Subscription

Not required

Minimum balance

Unknown / needs verification

Rewards

Base cashback

4%

Cashback cap

4% cashback, capped at $100/mo (paid in $BASED).
Unknown / needs verification

Cashback programs

Based Gold cashback

General cashback · Reward asset: BASED

Value basis: unknown · Calculation: marginal

Needs verification

Merchant categories: Unknown / needs verification

Eligible spend: Unknown / needs verification

Exclusions: Unknown / needs verification

BandCashbackSpend fromSpend toPeriodCapConditions
Based Gold base cashback4%Unknown / needs verificationNo stated limitmonthly100 USD / monthlyPaid in $BASED at the start of each month for the prior cycle.

Cap: Up to $100/mo.

Conditions: Plus AI subscription rebates up to $100/mo, entertainment rebates up to $20/mo (Netflix, Spotify, YouTube), and 4 airport lounge visits/year.

Confidence: high

Last verified: 2026-06-26

Source: Open reward source

Cash-equivalent benefits

No cash-equivalent benefits listed.

Caveats

This tier is marked as needing verification.

Tier availability or benefits may vary by region.

05

Fees

Unknown values remain visible and should be checked against current provider terms.

Monthly fee

Unknown / needs verification

Issuance fee

Unknown / needs verification

FX fee

2.5% (Based Orange); 1.5% (HYPE); 0% (Based Gold)

Crypto conversion fee

Unknown / needs verification

ATM fee note

Unknown / needs verification

06

Features

Card format and wallet support can vary across regions and devices.

Virtual card

Available

Physical card

Available

Apple Pay

Supported

Google Pay

Supported

ATM withdrawals

Unknown / needs verification

07

Program-level rewards

These high-level notes supplement the tier-specific reward details above.

Cashback

0%–4% (tier dependent)

Reward asset

$BASED

Lockup requirement

Required

Reward cap

Up to $20/mo (HYPE); up to $100/mo (Based Gold)

Notes

Cashback and rebates paid in $BASED at the start of each month for the prior cycle. HYPE: AI rebates up to $10/mo (Claude, ChatGPT). Based Gold: AI rebates up to $100/mo; entertainment rebates up to $20/mo (Netflix, Spotify, YouTube); 4 airport lounge visits/year.

08

Data sources

Use primary provider pages to verify the latest eligibility, pricing, and reward terms.

Official link

Eligibility link

Rewards link

Last verified date

Unknown / needs verification

Source quality

official
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