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VISA
Bitpanda Card logo
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BITPANDA CARD
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published

Bitpanda Card

Spend any Bitpanda asset like cash, with 1% crypto cashback

A Visa debit card that spends directly from your Bitpanda crypto, precious-metal and EUR wallets, with a flat 1% cashback paid in crypto. Available to euro-area residents only.

CustodialVisaApple PayPhysical cardNo lockup

Referral disclosure: no referral link is currently used for this card.

01

Availability

Provider eligibility can depend on residence, citizenship, and account-specific checks.

Regions

EU

Countries

Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain

Excluded countries

Unknown / needs verification

US person support

Not supported

02

Funding compatibility

Assets and networks listed by the provider for funding or spending.

Supported assets

EUR, All cryptocurrencies listed on Bitpanda (600+), All precious metals listed on Bitpanda

Supported chains

Bitpanda account (custodial)

03

Top-up options

How funds may reach the card balance, including supported currencies, stablecoins, and networks.

Top-up methods

Bank transfer, Crypto assets, Fiat balance

Supported currencies

EUR

Supported stablecoins

Unknown / needs verification

Top-up chains

Unknown / needs verification

Notes

The card spends directly from your Bitpanda wallets; you fund the underlying Bitpanda account via bank transfer, crypto deposits or your EUR balance. Select a Main (and optional Fallback) payment asset.

04

Card tiers

Fees, commitments, network tier, and reward categories can differ within one card program.

entry

Standard tier

Visa Classic

Requirement summary

Free tier. No monthly fee or lockup listed.

Costs and access

Monthly fee

0 (billing currency not specified)

Issuance fee

0 (billing currency not specified)

Token lockup

Not required

Lockup amount

Unknown / needs verification

Subscription

Not required

Minimum balance

Unknown / needs verification

Rewards

Base cashback

1%

Cashback cap

No stated cap
Unknown / needs verification

Cashback programs

Eligible crypto spend cashback

General cashback · Reward asset: crypto

Value basis: unknown · Calculation: marginal

Merchant categories: Eligible crypto-asset spending.

Eligible spend: Cashback excludes payments funded with fiat, precious metals and stablecoins.

Exclusions: Some merchants are excluded.

BandCashbackSpend fromSpend toPeriodCapConditions
Base rate1%0 USDNo stated limittransactionUnknown / needs verificationPaid in the cryptocurrency used for the purchase.

Cap: No stated cap

Conditions: Cashback is token-denominated and valued at market value for estimates.

Confidence: high

Last verified: 2026-06-22

Source: Open reward source

Cash-equivalent benefits

No cash-equivalent benefits listed.

Caveats

No tier-specific caveats are currently listed.

05

Fees

Unknown values remain visible and should be checked against current provider terms.

Monthly fee

Free

Issuance fee

Free

FX fee

0% Bitpanda FX fee; Visa's standard exchange rate/mark-up applies to non-EUR transactions

Crypto conversion fee

Each card payment triggers an asset-to-fiat trade in your Bitpanda account, subject to Bitpanda's standard trading fee/spread

ATM fee note

Daily ATM withdrawal limit €500 (non-increasable). Local ATM operators may charge additional fees. Replacement card: €9.90.

06

Features

Card format and wallet support can vary across regions and devices.

Virtual card

Available

Physical card

Available

Apple Pay

Supported

Google Pay

Supported

ATM withdrawals

Supported

07

Program-level rewards

These high-level notes supplement the tier-specific reward details above.

Cashback

1%

Reward asset

Paid in the cryptocurrency used to fund the purchase

Lockup requirement

Not required

Reward cap

Unknown / needs verification

Notes

Granted at a flat 1% rate to all users. Excludes payments funded with fiat (EUR), precious metals and stablecoins; some merchants are also excluded. Credited to your crypto wallet directly after each successful transaction.

08

Data sources

Use primary provider pages to verify the latest eligibility, pricing, and reward terms.

Official link

Eligibility link

Rewards link

Last verified date

June 22, 2026

Source quality

official
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