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VISA
Crypto.com Card logo
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CRYPTO.COM CARD
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publishedNeeds verification

Crypto.com Card

Reloadable crypto Visa with up to 5% CRO cashback, tiered by CRO stake

Crypto.com's flagship card. In the EU, UK, APAC and parts of LATAM it is a prepaid, reloadable Visa earning 0%-5% back in CRO depending on your card tier / Level Up plan. Higher tiers require a 12-month CRO lockup or a paid subscription.

CustodialVisaApple PayPhysical cardNo lockup

Referral disclosure: no referral link is currently used for this card.

01

Availability

Provider eligibility can depend on residence, citizenship, and account-specific checks.

Regions

US, EU, UK, APAC, LATAM

Countries

Unknown / needs verification

Excluded countries

Unknown / needs verification

US person support

Supported

02

Funding compatibility

Assets and networks listed by the provider for funding or spending.

Supported assets

USDC, USDT, BTC, ETH, CRO

Supported chains

Crypto.com account

03

Top-up options

How funds may reach the card balance, including supported currencies, stablecoins, and networks.

Top-up methods

Bank transfer, Crypto assets, Fiat balance, Card transfer

Supported currencies

EUR, GBP, USD

Supported stablecoins

USDC, USDT

Top-up chains

Unknown / needs verification

Notes

Top up from your Crypto.com app fiat/crypto balance. Credit/debit-card reloads carry a 1% fee; crypto and bank-transfer top-ups have no fee (EU schedule).

04

Card tiers

Fees, commitments, network tier, and reward categories can differ within one card program.

premium

Ruby Steel - Obsidian (staked / Level Up)

Visa Platinum

Needs verification

Requirement summary

Requires subscription and token lockup.

Costs and access

Monthly fee

Unknown / needs verification

Issuance fee

Unknown / needs verification

Token lockup

Required

Lockup amount

12-month CRO lockup (EU, approx): Ruby Steel EUR450, Royal Indigo/Jade Green EUR4,500, Frosted Rose Gold/Icy White EUR45,000, Obsidian EUR450,000. Alternatively a Level Up subscription (Plus EUR3.99/mo or EUR39.90/yr; Pro EUR24.99/mo or EUR249.90/yr).

Subscription

Required

Minimum balance

Unknown / needs verification

Rewards

Base cashback

Unknown / needs verification

Cashback cap

Eligible spend capped by Level Up plan: Plus ~$1,250/mo, Pro ~$2,500/mo, Private unlimited.
Unknown / needs verification

Cashback programs

CRO card cashback (by tier)

General cashback · Reward asset: CRO

Value basis: unknown · Calculation: marginal

Needs verification

Merchant categories: All purchases.

Eligible spend: Eligible spend capped by Level Up plan (Plus ~$1,250/mo, Pro ~$2,500/mo, Private unlimited).

Exclusions: Unknown / needs verification

BandCashbackSpend fromSpend toPeriodCapConditions
Ruby Steel (lockup ~EUR450 / Level Up Plus)2%Unknown / needs verificationNo stated limittransactionUnknown / needs verification12-month CRO lockup of ~EUR450 or Level Up Plus subscription.
Royal Indigo / Jade Green (lockup ~EUR4,500 / Level Up Pro)3%Unknown / needs verificationNo stated limittransactionUnknown / needs verification12-month CRO lockup of ~EUR4,500 or Level Up Pro subscription.
Frosted Rose Gold / Icy White (lockup ~EUR45,000)4%Unknown / needs verificationNo stated limittransactionUnknown / needs verification12-month CRO lockup of ~EUR45,000 (Private tier).
Obsidian (lockup ~EUR450,000)5%Unknown / needs verificationNo stated limittransactionUnknown / needs verification12-month CRO lockup of ~EUR450,000 (Private tier).

Cap: Reward rates are migrating to plan-based Level Up tiers ('up to 5% back') and vary by region; verify current rates per country.

Conditions: Prepaid card (EU/UK/APAC/LATAM). US credit card earns 1.5%-6% in CRO.

Confidence: medium

Last verified: 2026-06-22

Source: Open reward source

Cash-equivalent benefits

No cash-equivalent benefits listed.

Caveats

Monthly fee needs verification.

Issuance fee needs verification.

This tier is marked as needing verification.

Tier availability or benefits may vary by region.

05

Fees

Unknown values remain visible and should be checked against current provider terms.

Monthly fee

Free

Issuance fee

EUR4.99 (Midnight Blue); EUR24.99 (Ruby Steel, waived with annual Level Up Plus)

FX fee

Midnight Blue: 0.2% within EU/UK, 2.0% outside; higher tiers: no FX fee (EU schedule)

Crypto conversion fee

Unknown / needs verification

ATM fee note

Free monthly ATM limit by tier: Midnight EUR200, Ruby EUR400, Jade/Indigo EUR800, Icy/Rose EUR800, Obsidian EUR1,000; 2% on amounts above. EUR5/month inactivity fee after 12 months.

06

Features

Card format and wallet support can vary across regions and devices.

Virtual card

Available

Physical card

Available

Apple Pay

Supported

Google Pay

Supported

ATM withdrawals

Supported

07

Program-level rewards

These high-level notes supplement the tier-specific reward details above.

Cashback

0%-5%

Reward asset

CRO

Lockup requirement

Not required

Reward cap

Eligible spend capped by Level Up plan (Plus ~$1,250/mo, Pro ~$2,500/mo, Private unlimited)

Notes

US Visa Signature credit card earns 1.5%-6% back in CRO instead. Reward rates are migrating to plan-based Level Up tiers and vary by region.

08

Data sources

Use primary provider pages to verify the latest eligibility, pricing, and reward terms.

Official link

Eligibility link

Rewards link

Last verified date

June 22, 2026

Source quality

official
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