VISA

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CYPHER

Valid From

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publishedNeeds verification

Cypher

Self-custodial crypto Visa card with $CYPR rewards

Cypher is a non-custodial crypto wallet and Visa card. Spend 500+ tokens across 15+ networks without giving up custody, with auto-load and $CYPR token rewards on every purchase. Offered as a free Standard plan or a paid Premium plan.

Self-custodyVisaPhysical cardNo lockup

Apply Official site

Referral disclosure: no referral link is currently used for this card.

Availability

Provider eligibility can depend on residence, citizenship, and account-specific checks.

Regions

Countries

Unknown / needs verification

Excluded countries

Unknown / needs verification

US person support

Supported

Funding compatibility

Assets and networks listed by the provider for funding or spending.

Supported assets

Unknown / needs verification

Supported chains

Ethereum, Solana, Cosmos, Tron, Optimism, Base, Arbitrum, Avalanche, BNB Chain, Polygon

Top-up options

How funds may reach the card balance, including supported currencies, stablecoins, and networks.

Top-up methods

Stablecoins, Crypto assets

Supported currencies

Unknown / needs verification

Supported stablecoins

USDC

Top-up chains

Ethereum, Solana, Cosmos, Tron, Optimism, Base, Arbitrum, Avalanche, BNB Chain, Polygon

Notes

Fund the card from 500+ tokens across 15+ networks; auto-load triggers below a user-set threshold. Premium loads USDC with zero fees.

Card tiers

Fees, commitments, network tier, and reward categories can differ within one card program.

Standard Premium

premium

Premium

Other

Needs verification

Requirement summary

Requires monthly subscription. No token lockup listed.

Costs and access

Monthly fee

Unknown / needs verification

Issuance fee

0 (billing currency not specified)

Token lockup

Not required

Lockup amount

Premium subscription billed at $199/year (approx. $17/month).

Subscription

Required

Minimum balance

Unknown / needs verification

Rewards

Base cashback

Unknown / needs verification

Cashback cap

2x $CYPR rewards on every spend; free USDC loads; 1% FX; spending limits up to $1M/day.

Unknown / needs verification

Cashback programs

Cashback data unknown / needs verification

Cash-equivalent benefits

No cash-equivalent benefits listed.

Caveats

Monthly fee needs verification.

This tier is marked as needing verification.

Tier availability or benefits may vary by region.

Fees

Unknown values remain visible and should be checked against current provider terms.

Monthly fee

Free

Issuance fee

Virtual card free; physical PVC card $50

FX fee

Standard 2%, Premium 1%

Crypto conversion fee

Unknown / needs verification

ATM fee note

ATM withdrawals up to $2,000/day (3/day) and $10,000/month (30/month); limits may vary by region and ATM operator.

Features

Card format and wallet support can vary across regions and devices.

Virtual card

Available

Physical card

Available

Apple Pay

Unknown / needs verification

Google Pay

Unknown / needs verification

ATM withdrawals

Supported

Program-level rewards

These high-level notes supplement the tier-specific reward details above.

Cashback

Unknown / needs verification

Reward asset

CYPR

Lockup requirement

Not required

Reward cap

Unknown / needs verification

Notes

Premium plan earns 2x rewards on every spend. Partner brands can offer up to 80% crypto rewards.

Data sources

Use primary provider pages to verify the latest eligibility, pricing, and reward terms.

Official link

Open official site

Fees link

Open fee schedule

Eligibility link

Unknown / needs verification

Rewards link

Unknown / needs verification

Last verified date

June 27, 2026

Source quality

official

Incomplete fields are intentionally shown. Provider terms control if this page conflicts with official documentation.

Cypher

Availability

Funding compatibility

Top-up options

Card tiers

Premium

Fees

Features

Program-level rewards

Data sources

Report outdated information