Plasma One
Stablecoin neobank with a Visa card and XPL cashback.
A stablecoin neobank app: hold USDT/USDC, earn yield on balances, and spend via a Visa card with tiered XPL cashback.
Referral disclosure: no referral link is currently used for this card.
01
Availability
Provider eligibility can depend on residence, citizenship, and account-specific checks.
Regions
Countries
Excluded countries
US person support
02
Funding compatibility
Assets and networks listed by the provider for funding or spending.
Supported assets
Supported chains
03
Top-up options
How funds may reach the card balance, including supported currencies, stablecoins, and networks.
Top-up methods
Supported currencies
Supported stablecoins
Top-up chains
Notes
04
Card tiers
Fees, commitments, network tier, and reward categories can differ within one card program.
Platinum
Unknown / needs verification
Requirement summary
Requires token lockup. 100,000 XPL locked for 12 months.
Costs and access
Monthly fee
Issuance fee
Token lockup
Lockup amount
Subscription
Minimum balance
Rewards
Base cashback
Cashback cap
General cashback
4%Cap: $1,000/month
Conditions: Paid in XPL.
AI/software cashback
10%Cap: $1,000/month
Conditions: Boosted rate on AI spend; paid in XPL.
Airline/travel cashback
10%Cap: Up to $600/year flight cashback
Conditions: Flights; paid in XPL.
Cashback programs
XPL cashback
General cashback · Reward asset: XPL
Value basis: unknown · Calculation: marginal
Merchant categories: Unknown / needs verification
Eligible spend: Unknown / needs verification
Exclusions: Unknown / needs verification
| Band | Cashback | Spend from | Spend to | Period | Cap | Conditions |
|---|---|---|---|---|---|---|
| Base rate | 4% | 0 USD | No stated limit | monthly | 1000 USD / monthly | Paid in XPL. |
Cap: $1,000/month
Conditions: Requires 100,000 XPL locked 12mo. Bundles Claude Pro + ChatGPT Plus; 5.00% APY on first $500,000 in earn account.
Confidence: high
Last verified: 2026-06-22
Source: Open reward source
AI spend cashback
AI/software cashback · Reward asset: XPL
Value basis: unknown · Calculation: marginal
Merchant categories: AI software/services
Eligible spend: Unknown / needs verification
Exclusions: Unknown / needs verification
| Band | Cashback | Spend from | Spend to | Period | Cap | Conditions |
|---|---|---|---|---|---|---|
| AI spend | 10% | 0 USD | No stated limit | monthly | 1000 USD / monthly | Paid in XPL; promotional, subject to change. |
Cap: $1,000/month
Conditions: Promotional AI-spend boost; verify current terms.
Confidence: medium
Last verified: 2026-06-22
Source: Open reward source
Flights cashback
Airline cashback · Reward asset: XPL
Value basis: unknown · Calculation: marginal
Merchant categories: Airlines / flights
Eligible spend: Unknown / needs verification
Exclusions: Unknown / needs verification
| Band | Cashback | Spend from | Spend to | Period | Cap | Conditions |
|---|---|---|---|---|---|---|
| Flights | 10% | 0 USD | No stated limit | monthly | 600 USD / annual | Up to $600/year flight cashback; paid in XPL. |
Cap: Up to $600/year
Conditions: Flight-spend boost; verify current terms.
Confidence: medium
Last verified: 2026-06-22
Source: Open reward source
Cash-equivalent benefits
Caveats
Tier availability or benefits may vary by region.
05
Fees
Unknown values remain visible and should be checked against current provider terms.
Monthly fee
Issuance fee
FX fee
Crypto conversion fee
ATM fee note
06
Features
Card format and wallet support can vary across regions and devices.
Virtual card
Physical card
Apple Pay
Google Pay
ATM withdrawals
07
Program-level rewards
These high-level notes supplement the tier-specific reward details above.
Cashback
Reward asset
Lockup requirement
Reward cap
Notes
08
Data sources
Use primary provider pages to verify the latest eligibility, pricing, and reward terms.
Official link
Fees link
Eligibility link
Rewards link
Last verified date
Source quality
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Report outdated information
Send the corrected claim and a primary provider source for editorial review.
Information only. Always verify terms before applying.