WhiteBIT Nova
Fee-free Visa debit card for spending crypto across the EEA
WhiteBIT Nova is a no-fee Visa debit card from the EU exchange WhiteBIT. It spends crypto from your exchange balance and pays up to 10% cashback on up to three self-selected categories per month, capped at 25 EUR/month.
Referral disclosure: no referral link is currently used for this card.
01
Availability
Provider eligibility can depend on residence, citizenship, and account-specific checks.
Regions
Countries
Excluded countries
US person support
02
Funding compatibility
Assets and networks listed by the provider for funding or spending.
Supported assets
Supported chains
03
Top-up options
How funds may reach the card balance, including supported currencies, stablecoins, and networks.
Top-up methods
Supported currencies
Supported stablecoins
Top-up chains
Notes
04
Card tiers
Fees, commitments, network tier, and reward categories can differ within one card program.
Nova
Other
Requirement summary
Free tier. No monthly fee or lockup listed.
Costs and access
Monthly fee
Issuance fee
Token lockup
Lockup amount
Subscription
Minimum balance
Rewards
Base cashback
Cashback cap
Subscription cashback
10%Cap: Counts toward the 25 EUR/month overall cashback cap.
Conditions: Must be one of up to 3 self-selected active categories.
General cashback
1%Cap: Counts toward the 25 EUR/month overall cashback cap.
Conditions: Base rate for most everyday categories (groceries, food & cafes, medicine, auto, electronics, beauty, clothing).
Cashback programs
Nova subscription/category cashback
Subscription cashback · Reward asset: WBT
Value basis: unknown · Calculation: marginal
Merchant categories: Up to 3 self-selected categories per month, changeable once every 7 days. Rates: Subscriptions 10%, Taxi 3-5%, Pets 5%, Gaming 2%, Entertainment 2%, others ~1%.
Eligible spend: Cashback credited only on transactions whose MCC matches a selected category.
Exclusions: No cashback on transactions in territories restricted for WhiteBIT services.
| Band | Cashback | Spend from | Spend to | Period | Cap | Conditions |
|---|---|---|---|---|---|---|
| Up to 10% (e.g. Subscriptions) | 10% | Unknown / needs verification | No stated limit | transaction | 25 EUR / monthly | Overall cashback cap is 25 EUR/month across all categories. |
Cap: 25 EUR per month overall.
Conditions: Paid in BTC or WBT; minimum claim 5 USDC.
Confidence: high
Last verified: 2026-06-26
Source: Open reward source
Cash-equivalent benefits
Caveats
No tier-specific caveats are currently listed.
05
Fees
Unknown values remain visible and should be checked against current provider terms.
Monthly fee
Issuance fee
FX fee
Crypto conversion fee
ATM fee note
06
Features
Card format and wallet support can vary across regions and devices.
Virtual card
Physical card
Apple Pay
Google Pay
ATM withdrawals
07
Program-level rewards
These high-level notes supplement the tier-specific reward details above.
Cashback
Reward asset
Lockup requirement
Reward cap
Notes
08
Data sources
Use primary provider pages to verify the latest eligibility, pricing, and reward terms.
Official link
Fees link
Eligibility link
Rewards link
Last verified date
Source quality
Keep the data honest
Report outdated information
Send the corrected claim and a primary provider source for editorial review.
Information only. Always verify terms before applying.